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With such problems faced by the majority of people of our time. And what do you do? Forget about your dreams and needs and to save up to the end of life? No, such a life, certainly not for us. All you have to do is learn the basics of personal financial planning and learn how to manage money. Most of the financial difficulties faced by the people between the ages of 18-25 years, because in this period of life, they begin to live separately from their parents, themselves earn skuplyatsya and splurge. But, not knowing how to do it, most of the students get into trouble, remain without money, and just trying to survive to the scholarship. It is for these dummies of financial planning rules have been developed: Control personal spending - the main rule of maintaining any budget. You should know exactly and to closely monitor the fact that it goes on your money. It is best to start the notebook and perform calculations for each month. Due to the fact that you will know exactly how much money you have spent on food, transportation, entertainment and so on, you will be able to accurately calculate the material costs for the next month. Try to live according to your earnings. If your salary is not so great, it is not necessary to go on expensive restaurants, to spend money on clothes of famous designers and eat only at home. Your money will evaporate in time, and you will be very hard to keep count of them. If you want to live on a grand scale, it costs less to entertain, but to work harder. Begin to prepare in advance to leave (financially). If you decide to spend the holidays memorable and somewhere in the resort, in rule 1 Enter one more point: for travel expenses. Thus, every month, put off by a little bit, and then to spend your vacation the way you've always wanted. If you have the end of the month it is a certain amount, then do not run headlong to spend it and buy unnecessary clothing. Saving it as a reserve. What if next month you break a heel or tear jeans, and you will need to buy new clothes, and money is running out. It is in such emergencies should lay aside some money. The most important thing - try not to focus on the material aspect of life, do not think all the time about money. Money as a come and go, but life is only one, and it should be lived with dignity. as you've always wanted. If you have the end of the month it is a certain amount, then do not run headlong to spend it and buy unnecessary clothing. Saving it as a reserve. What if next month you break a heel or tear jeans, and you will need to buy new clothes, and money is running out. It is in such emergencies should lay aside some money. The most important thing - try not to focus on the material aspect of life, do not think all the time about money. Money as a come and go, but life is only one, and it should be lived with dignity. as you've always wanted. If you have the end of the month it is a certain amount, then do not run headlong to spend it and buy unnecessary clothing. Saving it as a reserve. What if next month you break a heel or tear jeans, and you will need to buy new clothes, and money is running out. It is in such emergencies should lay aside some money. The most important thing - try not to focus on the material aspect of life, do not think all the time about money. Money as a come and go, but life is only one, and it should be lived with dignity. It is in such emergencies should lay aside some money. The most important thing - try not to focus on the material aspect of life, do not think all the time about money. Money as a come and go, but life is only one, and it should be lived with dignity. It is in such emergencies should lay aside some money. The most important thing - try not to focus on the material aspect of life, do not think all the time about money. Money as a come and go, but life is only one, and it should be lived with dignity.